Cher Layne Brown Insurance Des Moines IA

Contact Information

About C.L. Brown & Associates, LLC Agency


Agents

Cher Brown, Agent/
Office Manager
Layne Brown, Agent/
Investment Representative

5075 E University Ave, Suite E
Pleasant Hill, IA 50327
(515) 262-0858 - phone
(877) 262-0858 - toll free
(515) 262-3944 - fax

E-mail: help@clbrownassociates.com


Agency Hours

Monday - Friday
9:00 am - 5:00 pm

Saturdays and Evenings
By appointment

Sundays and Holidays
Closed


Important Phone Numbers

Auto/Home/Farm/Commercial Claims - Available 24 hours a day
(800) 333-2860

Check Existing Auto/Home Claim
(800) 333-2861

 

 

 

 

 

 


Profile of co-founders Layne J. Brown, LUTCF* and Cher L. Brown, CISR*, CIC*

Layne is a native Iowan, born and raised on a second generation family farm near Hampton. He received his Bachelor of Science degree from Iowa State University.

Layne entered the insurance services industry in 1996 and has earned his Life Underwriting Training Council Fellow (LUTCF*) designation. He specializes in lifestyle protection and financial needs analysis.

In his spare time, Layne enjoys golfing and hunting.

Cher is a native Iowan from Clarion. She received her Bachelor of Arts degree in English from Iowa State University.

Her industry experience started in 1995 and includes both life and commercial insurance underwriting. Cher also spent six years as an Senior Account Manager for a large independent commercial insurance agency in Iowa. Cher has earned her Certified Insurance Service Representative (CISR*) designation and Certified Insurance Counselor (CIC*) designation. She specializes in property and casualty protection.

In her spare time, Cher enjoys golfing and cooking.

(* The LUTCF, CISR, and CIC designations are earned after successful completion of specific academic studies and exams by insurance-related professional organizations.)

Together Layne and Cher have a son, Hunter and twin daughters, Lauren and Taylor. They also enjoy spending time with family and friends, attending Iowa State University sporting events, and traveling.


Who we are

C.L. Brown & Associates, LLC is an insurance and related services firm based in a suburb of Des Moines, Iowa. Our associates include licensed agents who represent American National and various outside insurance carriers. Each associate has a different specialty and we have clients in Iowa and five other states.


What we do

We help our clients with lifestyle protection, financial needs analysis, and property and casualty protection. We do this by focusing on three primary objectives:

  • Understand our clients and always put their needs first
  • Provide a stress free, no pressure experience
  • Provide world class service and support

Ask yourself: "What are your most important financial goals and are you on track to achieve these goals?" OR "Would an unexpected death, disability, illness, fire, or some other tragedy jeopardize your goals or put someone you love at risk?" If you don't feel good about the answer or are unsure..we need to talk!


Our Process

First, we get to know our client's current situation, needs, goals and concerns.

Second, we identify potential exposures that could jeopardize their goals.

Third, we develop a strategy designed around their needs and goals.

Fourth, we assist our clients in implementing their strategy.

Finally, we make sure they stay on track by providing ongoing pro-active service and support. Will Rogers once said, "Even if you are on the right track you will get ran over if you just sit there."

How we are compensated

We are compensated for our services in two ways. First, we receive commissions from insurance and related products. Second, we are rewarded by high-quality referrals.


Awards and recognition

We are pleased to announce that Cher was voted "Best Insurance Agent in East Polk County" in the Altoona Herald's "Best of 2007" honors. Also, Layne has consistently qualified for membership in the Million Dollar Round Table (MDRT), which is The Premier Association of Financial Professionals®, an international, independent association of more than 31,500 members, or less than one percent of the world's life insurance and financial services professionals from 464 companies in more than 80 nations and territories. The MDRT membership is achieved by only a small percentage of life insurance and financial services professionals worldwide and is based on production requirements from commission credit.

 

 
 
   
   

 

Representing

American National Insurance Company,
Galveston, TX
American National Property And Casualty Company,
(ANPAC®) Springfield, MO



All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten by American National Property And Casualty Company (ANPAC®), Springfield, Missouri, or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents). Life insurance and fixed annuity products are issued through American National Insurance Company, Galveston, Texas.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.

 
   
Copyright © 2012 C L Brown and Associates