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Common Cause of Loss Deductible

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Unique savings from an uncommon company.

With an uncommon insurance company like ANPAC^®, you can depend on our unique Common Cause of Loss Deductible that saves each of our customers hundreds of dollars in deductibles from a common occurrence, such as a fire, hailstorm, tornado or hurricane. With this unique money-saving feature, you pay only one deductible per occurrence regardless of the number of items of property damaged or destroyed.

For comparison, here are some typical deductibles from one damaging event:

FOUR POLICIES - ONE DEDUCTIBLE!
The following example lists the deductibles you would pay in the event that all of these properties were damaged in the same event, such as fire.
ANPAC^®		Other Companies
Vehicle 1	$250	Vehicle 1	$250+
Vehicle 2	$250	Vehicle 2	$250+
Boat	$100	Boat	$100+
House	$500	House	$500+
*Only One Deductible*	$500	*Total All Deductibles*	$1100+

In addition to our Common Cause of Loss Deductible feature, ANPAC^® is also proud of our quick claim response and the time our adjusters take to explain to each customer the claims process.

In fact, the majority of our customers rate our claims service as excellent!

* Not available in all states and eligibility guidelines may apply. Common Cause of Loss Deductible is not available in ANG (American National General Insurance Company). Common Cause of Loss Deductible does not apply to agribusiness or commercial coverage.

Some discounts or features not available in American National LifeTimesSM (American National General Insurance Company)

Representing


American National Insurance Company, Galveston, TX	American National Property And Casualty Company, (ANPAC^®) Springfield, MO

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, TX. Personal and commercial lines insurance is issued by American National Property And Casualty Company (ANPAC®), Springfield, MO, its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (serviced by ANPAC®-Texas), and ANPAC® Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.