Contact Information

Companies Represented

Agents

Cher Brown, Agent
Layne Brown, Agent

5161 Maple Drive
Pleasant Hill, IA 50327
(515) 262-0858 - phone
(877) 262-0858 - toll free
(515) 262-3944 - fax

E-mail: cher@clbrownassociates.com

Agency Hours

Monday - Friday
9:00 am - 5:00 pm

Saturdays and Evenings
By appointment

Sundays and Holidays
Closed

Important Phone Numbers

Auto/Home/Farm/Commercial Claims - Available 24 hours a day
(800) 333-2860

Check Existing Auto/Home Claim
(800) 333-2861

American National Insurance Company

A.M. Best Company, independent analysts of the insurance industry since 1899, has assigned American National Insurance Company a rating of A (Excellent), third highest of 13 active company ratings. Best's ratings are assigned after an extensive analysis using a series of profitability, leverage and liquidity tests which measure performance in such vital areas as competency of underwriting, control of expenses, adequacy of reserves, soundness of investments, and capital sufficiency.

A.M. Best ratings were assigned in May 2010 based on 2009 and 1st Qtr 2010 financial results.

A.M. Best -- A (Excellent) -- 3rd highest of 13 active company ratings 1

Standard and Poor's has assigned its AA- rating of financial strength to American National Insurance Company, fourth highest of 20 active company ratings. This rating reflects the company's extremely strong capitalization and operating performance and very strong liquidity and business position.

Standard and Poor's, a division of The McGraw-Hill Companies, Inc., provides independent financial information, analytical services, and credit ratings to the world's financial markets.

Standard and Poor's ratings were reaffirmed in September 2009 based on 2008 and 2nd Qtr 2009 financial results.

Standard & Poor's -- AA- (Very Strong) -- 4th highest of 20 active company ratings 2

Ratings reflect current independent opinions of the financial capacity of an insurance organization to meet the obligations of its insurance policies and contracts in accordance with their terms. They are based on comprehensive quantitative and qualitative evaluations of the company and its management strategy. The rating agencies do not provide ratings as a recommendation to purchase insurance or annuities. The ratings are not a warranty of an insurer's current or future ability to meet its contractual obligations.

Ratings may be changed, suspended, or withdrawn at any time. For the most current ratings view the full rating reports on American National's website at www.anico.com.

1 A.M. Best's active company rating scale is: A++ (Superior), A+ (Superior), A (Excellent), A- (Excellent), B++ (Very Good), B+ (Very Good), B (Adequate), B- (Adequate), C++ (Fair), C+ (Fair), C (Marginal), C- (Marginal), and D (Poor)

2 Standard and Poor's active company rating scale is: AAA (Extremely Strong), AA (Very Strong), A (Strong), BBB (Good), BB (Marginal), B (Weak), CCC (Very Weak), CC (Extremely Weak). Plus (+) or minus (-) modifiers show the relative standing within the categories from AA to CCC.

American National Property And Casualty Company

American National Property And Casualty Company (ANPAC®) was established in 1973. ANPAC®, along with its parent, American National Insurance Company, offers multiple line insurance products in 32 states, and has approximately 1,400 insurance agents selling American National products exclusively.

To learn more about American National Property And Casualty Company and the products we offer, please visit the Home Office web site at www.anpac.com.

Representing

American National Insurance Company, Galveston, TX	American National Property And Casualty Company, (ANPAC®) Springfield, MO

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, TX. Personal and commercial lines insurance is issued by American National Property And Casualty Company (ANPAC®), Springfield, MO, its subsidiaries or affiliates, including American National General Insurance Company, Pacific Property And Casualty Company (California), American National Lloyds Insurance Company (Texas), American National County Mutual Insurance Company (serviced by ANPAC®-Texas), and ANPAC® Louisiana Insurance Company (Louisiana). American National Property And Casualty Company is a subsidiary of American National Insurance Company.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.