Cher Layne Brown Insurance Des Moines IA

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For renters only.....you have a lot to lose if you don't have Renters Insurance

Our ANPAC Home Safe and Sound® Renters Insurance gives you the protection of a renter's policy and protects you against many hazards. Features of our policy include:

• Optional endorsement coverage for personal property covered on replacement cost basis (no deduction for depreciation).
• $1,000 coverage for loss of jewelry, watches, furs, precious and semi-precious stones by theft.***
• $3,000 coverage for computer hardware, software, personal or business.**
• $1,000 for business property on or away from premises.***
• $2,500 for loss of silverware, silver-plated ware, goldware, gold-plated ware and pewterware by theft.**
• $2,500 for loss of guns by theft.**
• $1,000 coverage for watercraft, including trailers, furnishings and outboard motors.
• $1,000 coverage for trailers not associated with watercraft.

Your ANPAC® Home Safe and Sound renter's insurance policy also pays up to $1,000 for legal obligations due to the theft or unauthorized use of credit cards, or loss to you caused by forgery or alteration of any check or negotiable document. ANPAC® 's policy protects you against many hazards including:

• Fire / Lightning
• Aircraft
• Vandalism
• Vehicles
• Theft
• Windstorm/Hail
• Glass Breakage
• Water Discharge / Overflow
• Explosion
• Smoke from hostile fire
• Riot / Civil Commotion

As an ANPAC® policyholder, your protection package also includes:

• Medical payments to others up to $1,000
• Physical damage to property or others up to $500
• Personal liability protection anywhere in the world
• Legal defense
• Loss of use


** This amount or up to 2% of personal property coverage limit, whichever is greater.

*** This amount or 1% of personal property coverage limit, whichever is greater. All policies and coverages are subject to exclusions and conditions in the policy itself and any applicable endorsements.

 

 
 
   
   

 

Representing

American National Insurance Company,
Galveston, TX
American National Property And Casualty Company,
(ANPAC®) Springfield, MO



All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten by American National Property And Casualty Company (ANPAC®), Springfield, Missouri, or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents). Life insurance and fixed annuity products are issued through American National Insurance Company, Galveston, Texas.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.

 
   
Copyright © 2012 C L Brown and Associates